Auto Loans
Whether you’re purchasing a new or used vehicle, or refinancing your current ride, N.E.W. Credit Union is here to help.
With low loan rates, straightforward service, and no-cost preapprovals, we make your auto loan process easier. Plus, our convenient automatic repayment options help you pay off your loan faster.
As your vehicle ages, repairs become more common. Mechanical Repair Coverage (MRC) helps limit your out-of-pocket costs for covered breakdowns. To enroll, ask to speak with a Loan Specialist today.
If your vehicle is stolen or totaled, GAP can cover the difference between your vehicle’s value and your remaining loan balance. Don't get stuck paying more than you should. To purchase GAP or file a claim, contact N.E.W. Credit Union today.
In your time of need Debt Protection offers assurance. Start a claim today.
| TERM | APR AS LOW AS | ESTIMATED MONTHLY PAYMENT PER $1000 |
|---|---|---|
| 36 Months | 4.25% | $29.64 |
| 48 Months | 4.25% | $22.70 |
| 60 Months | 4.25% | $18.54 |
| 72 Months | 4.25% | $15.76 |
| 84 Months | 4.75% | $14.02 |
Any vehicles 2014 and older please refer to our personal loans.
| TERM | APR AS LOW AS* | EST. MONTHLY PAYMENT PER $1000 for 60 MO. |
|---|---|---|
| Up to 60 Months | 5.49% | $19.11 |
*1Annual Percentage Rates (APRs) effective as of 03/02/25 and are subject to change. Please be aware that individual rates and terms may vary based on down payment, age of collateral, mileage, credit history, and credit score. All loans are subject to approval.
N.E.W. Credit Union offers financial calculators to assist with the auto loan process. Please use the following for research purposes and let us know if you have any further questions.
Find what you’re looking for and know what it’s worth using J.D. Power Values comprehensive vehicle search and appraisal tools.
Whether you're buying or refinancing, N.E.W. Credit Union is your trusted partner for auto loans. Apply now or contact us to learn more!
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